Michael T. Fenwick Portrait

MEET MICHAEL

Michael T. Fenwick

From delivering mail... to helping thousands deliver on their potential.

I’m not here to impress you. I’m here to empower you. This is where the story begins.

My Journey

I started out as a U.S. postal worker — waking up early, grinding through long shifts, and doing what I had to do to provide. I never imagined I’d one day be a business owner, let alone a coach helping others transform their lives.

I hit rock bottom with my own credit and finances. That pain became my catalyst. I studied everything — credit systems, laws, funding strategies — and rebuilt my life from the ground up.

Today, I coach clients across the country — from first-time entrepreneurs to seasoned CEOs — helping them fix their credit, build wealth, and shift their mindset permanently.

Michael Fenwick portrait - reflective

The Turning Points

Mom Passing

October 31, 2018 — My Mother Passed

My mother passed away from lung cancer on Halloween. That pain cracked something open in me. Not long after, I started the journey to repair my credit — and eventually, my life.

2019 — Shot My First Credit Commercial

I flew to Miami for my first credit commercial. That moment made it real — I was stepping into something bigger than myself.

Miami Credit Shoot
Started Credit Biz

2020 — Launched My Credit Business

After fixing my own credit, I knew I couldn’t keep this knowledge to myself. In 2020, I launched my first official business helping others get the same freedom.

My Path

📬 2014 — USPS Mail Carrier

Delivering mail while living paycheck to paycheck — tired, stuck, but determined to find a way out.

📉 2017 — Credit Crisis

Lost access to funding, fell behind on bills. That pain pushed me to study credit and rebuild smarter.

📈 2019 — First Business Launch

Used what I learned to launch my first business — helping friends and family with credit repair.

🎯 2023 — Full-Time Coach

Now I help hundreds of people break free from bad credit, find their purpose, and start building real wealth.

Why I Do This Work

I believe financial freedom isn’t just about credit scores or bank balances — it’s about identity, confidence, and legacy.

I do this because I’ve lived it. Because I know what it feels like to be overlooked, to feel stuck, to want more. And I know what’s possible when someone finally shows you how to break through.

Michael T. Fenwick - Reflecting

Client Stories

“Michael helped me get my first business credit card in 60 days!”

“My credit went from 580 to 720 — and I finally bought my first home.”

Let’s Write Your Story Next

You’ve heard mine. Now let’s talk about your goals. Book a free call — I’d love to hear what you’re building.

Book Your Free Strategy Call